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Surrogacy Cost and Health Insurance

Surrogacy Cost and Health Insurance

How to ensure that the gestational carrier’s pregnancy will be covered.

BY YIFAT SHALTIEL, ESQ.

The total cost of surrogacy can range from $50,000 to more than $100,000, so cost is a key concern when choosing this route. One of the largest variables, and an expense that has seen significant change recently, is health insurance for the gestational surrogate.

Surrogacy health insurance options

It used to be common for insurance providers to restrict or deny maternity coverage for surrogate pregnancies. The Affordable Care Act (ACA) now mandates that maternity care be covered by qualified health insurance plans as an “essential health benefit.” However, non-qualified plans, such as self-funded nonfederal governmental plans, union, and some individual carriers as well as some small group plans, may opt to exclude maternity coverage and/or surrogacy-related maternity care. Some plans may also include language that designates intended parents as the responsible parties for surrogacy-related maternity costs. Therefore, it is important to consult a reproductive law attorney or a qualified insurance broker specializing in insurance for reproductive medicine to review the surrogate’s health plan…

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Surrogacy Cost and Health Insurance Reviewed by on . How to ensure that the gestational carrier's pregnancy will be covered. BY YIFAT SHALTIEL, ESQ. [divide style="3"] The total cost of surrogacy can range from $5 How to ensure that the gestational carrier's pregnancy will be covered. BY YIFAT SHALTIEL, ESQ. [divide style="3"] The total cost of surrogacy can range from $5 Rating: 0

About Yifat Shaltiel, Esq.

Profile photo of Yifat Shaltiel, Esq.
Yifat Shaltiel, Esq., is director of Surrogate Steps, a surrogate mother program, and an attorney at Shaltiel Law Group.

Comments (2)

  • yamini

    In most of the countries a surrogacy is legal and surrogacy treatment is very helpful to the couple that those who are unable to conceive the baby. In ukraine surrogacy treatment is legal and surrogacy clinic will provide best facilities with well experienced doctors in affordable cost.

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