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Financing Adoption

Financing Adoption

Adopting can be an expensive proposition. We analyze the costs, and show you how some families dealt with them.

by Michele St. Martin

Most potential adoptive parents worry about the challenges that come with financing adoption. Whether the adoption takes place in the U.S. or abroad, on average, most families must finance (before tax credits and employer adoption benefits) between $25,000 and $35,000.

Depending on the birth mother’s circumstances, for domestic adoption, or the country fees and travel expenses, for international adoptions, costs in some cases are significantly higher. The costs for adoptions from foster care tend to be significantly lower, often $0.

Fortunately, financing adoption doesn’t always happen at the start of the process. Early on, there are fees for applications, dossier preparation, and homestudies. Later, bigger expenses are incurred, when domestic adopters may pay for medical and legal expenses and travel costs, and international adopters make travel plans and pay fees in their child’s country of origin…

 

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